Blogs
The Top 5 Mortgage Mistakes to Avoid
Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....
Mortgage Do and Do not list
Mortgages can be tricky, and it's easy to make mistakes that can end up costing you dearly. That's why we've put together this list....
Tips On How To Improve Your Credit Score
Let's talk about some ways you can improve your credit score! Your credit score is actually a big deal, and it can affect...
DSCR Loans Explained: Buy Rental Properties Without Showing Personal Income
Think you need a huge salary, perfect tax returns, or a low debt-to-income ratio to build a real estate portfolio? Think again. In this video, I break down how a DSCR loan can help real estate investors qualify for investment properties based primarily on the property's rental income potential instead of traditional personal income documentation. If you're self-employed, an entrepreneur, already own several rental properties, or your tax returns show lower income because of deductions, a DSCR loan may give you another path to financing. Want to see what your numbers could look like?
Buying a Home With Different Credit Scores? 3 Mortgage Options for Couples
Your spouse has a 520 credit score. You have a 780. What happens when you try to buy a house together? One of the biggest surprises married couples run into during the home-buying process is discovering that two very different credit profiles can dramatically change their mortgage options. Want to find out which mortgage option may make the most sense for you?
Asset Qualifier
No W-2? No Problem. How to Qualify for a Mortgage Using ONLY Your Assets Think you can’t buy your dream home because you don’t have a traditional job or a standard paycheck? Think again. In this video, I break down the Asset Qualifier Loan—a specialized mortgage program designed for high-net-worth individuals, self-employed professionals, and retirees. We don't look at your debt-to-income ratio or your monthly paychecks. Instead, we evaluate your total financial strength by treating your assets as your income.
10 Tips for First-Time Homebuyers
Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....
How To Choose the Right Lender for You
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Refinancing youe loan and when to do it
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Barrett Financial Group is an Equal Housing Lender
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.NMLS# - 1660690 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286
NMLS Consumer Access Link:
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Ilya Geldman | NMLS #2638337 | Geldman Lending Group Powered by Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | FL MLD1880 | NJ | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov
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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov